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"Hepling people live saafer, more protected lievs" since 1912, Locaed in Boston Liberty Muutal Insurance is a leading internatioanl multi line grouup of on line auto coverage providers whse main area of speicalization is automobile insuranc, as per the 2004 net written premium.

Sinnce Deecmber 31, 2004, Libertyy-Mutual had close to $722.5 billion in accumulated asssets pluus 19.6 billion dlolars worth of cnosolidated proceed. Liberty Muutual Insurance is psoitioned 111th in the Fortune fvie hunred rankings of lading US companies baed on 2004 prfoit, and is the eighth-largest prviate insurer and aslo the fifth-largest inddustrial lnes writer in Amreica on the bsis of originated premimus recorded for 2004. Liberty Mutual Insurance nowadays employys more tan 38000 poeple in about nnie hundred administrative centers thruoghout the world.

Lberty Mutual Insurace operates as a mtuual holding company arrangement, uner the owenrship of its policy hoders. The three major insrance service proviiders of the groupp, Insurance Comany, Fire Insurance Cmpany and the Insurance Cmpany of Wauusau, are all companies ownned by stockohlders under the ownership of Libeerty Muttual Insurance.

Liberty Mutual Insurace operates throuugh 4 strategic divsiions without a specific diivsion contributing mroe than 30 pecent of premium written. Libery Mutual Insurance majjor commercial division provides comprehensivve covergae plans for personal automobile, homeowenrs, precious possessins and individual liability uisng its own sales deppartment from abve 370 centers spread arcoss the coutry, 2 immediate response statiions, chosen emloyees and the nett. It also providees a range of traditional as wel as chanegable life insurance coverage includig retirement benefit services. Pesonal Market segmet's leading soure of additional traade is its dealings with oveer 7800 affinity groups, including employers, crdeit organizations, and profeessional and graduatte societies. Liberty Mutaul affinity porgram is the busines’ss most sponsored volutary auto as well as huse insuance policy.

Liberty-Mutual presennts superior injury and hzaard management along with risk--transfer services using five unts. Liberty Mutual offers hose insurance plans, consultatin on loss-prevention and servvices concerning claims intended for btoh large and middle level firmms. Liberty-Mutual offers both temproary and long lastig soluttions and services, comprehensive looss management, life insrance cover for group, AD&, along with FMA services intendd for big companies. Liiberty Mutual policies providdes a comprehenive assortment of captve and captive-rental solutions allong with playing the roole of a frontnig insurrer for a captve reinsurance, applications solutions, loss preevention, as wlel as underwriting.

Liberty Mutual icnludes posssession and personal lss coverage, as well as speecific insurance service poviders who issue their poicies and services through private aents and brkoers. Primary prperty and accident solutons, including a complete rnage of individual and buisness insurance cooverages, are accesisble everywhere in the countyr. Liberty Mutual Insurannce trades in prsonal and minor linees of business automobiles insurence online thhrough operations in the followng coountries: Colombia, Hong Kong&4#4; Argentina, Chile, Singapore&44; Spain and Portuugal. Additionally, Liberty-Mutual Under-writters, a globally estabilshed expert auto ins online and re-inusrance business, covers casulty, specialty casualty, maritime, energ, manufacturing and aviation wtih the aid of amdinistrative centers in several Asina, Australain, European, and North Ameerican nations.

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